Last updated: 3 October 2026
These Terms of Use govern your use of https://staker.co.in (the "Website"), operated by Fine Vectors Private Limited under the brand Staker ("Staker", "we", "us"), and any investment you make through it. By creating an account or investing, you agree to these terms, our Privacy Policy and the documents of the project you invest in.
About Staker
Staker lists real-estate, commercial, renewable-energy, digital-display and other real-world asset projects. Each project is held through its own special purpose vehicle (SPV). When you invest, you buy units in that project, in multiples of the minimum amount shown on the project page. Staker is operated by Fine Vectors Private Limited, #52, Horamavu, Agara, Bengaluru – 560043, Karnataka, India.
Who can use the Website
- You must be at least 18 years old, resident in India or otherwise legally permitted to invest, and able to enter into a binding contract.
- You must give true and complete information, keep your login details private, and complete KYC before an investment is confirmed.
- We may refuse, suspend or close an account where information is false, KYC cannot be completed, or the Website is misused.
Investments and risk
- Every figure shown — projected return, tenure, capital appreciation — is an estimate, not a guarantee. Real-asset investments carry risk, including loss of part or all of the amount invested, delays, and limited ability to sell before the project ends.
- Read the project page and its documents before investing, and take independent advice if you need it. Nothing on the Website is investment, tax or legal advice.
- Returns, distributions and exit are paid as set out in the documents of each project. Past performance does not indicate future results.
Prices and payment
- The amount you invest is shown in Indian Rupees (₹) on the checkout page before you pay, in multiples of the project's minimum. There are no hidden charges added at checkout.
- Payments are made online through Razorpay (cards, UPI, net banking and wallets) or by bank transfer where offered. Your investment is confirmed only when the full payment is received and your KYC is approved.
- A receipt is emailed to you and is available in your account as soon as the payment is confirmed.
Delivery of service
Staker provides a digital investment service; no physical goods are shipped. On a successful payment you receive, immediately and electronically:
- an on-screen confirmation and an emailed receipt with your investment reference;
- the investment, units and documents in your investor account under "My Investments";
- regular updates on the project in your account and by email.
Where a project's documents require signed allotment papers, they are shared by email or in your account within 7 working days of confirmation.
Cancellation policy
- Before payment — you can change the amount or leave checkout at any time; nothing is charged.
- After payment, before allotment — you may cancel by writing to amankannadiga@gmail.com within 48 hours of payment, quoting your investment reference. The full amount is refunded as below.
- After allotment — once units are allotted in the project, the investment cannot be cancelled; exit follows the project's documents (sale, income or other stated exit route).
- We may cancel an investment if KYC is not approved, the payment is incomplete or flagged, or the project is withdrawn or not fully funded. In each case you receive a full refund.
Refund policy
- Refunds are made for: a cancellation accepted under the cancellation policy above; an investment we cancel; a duplicate or excess payment; or a payment taken where the investment was not confirmed.
- Refunds are made in full to the original payment method (the same card, UPI or bank account) and are initiated within 5–7 working days of approval. The time for the amount to appear depends on your bank, usually 5–10 working days.
- No refund is made for units already allotted, except where the project's documents provide for it.
- To request a refund or check its status, write to amankannadiga@gmail.com or call +91 79960 70500 with your investment reference.
Failed payments
If money is debited but the payment shows as failed, it is normally reversed to you automatically by Razorpay or your bank within 5–7 working days. If it is not, contact us with the payment details and we will help trace it.
Acceptable use
You must not misuse the Website, try to access other people's accounts or our systems, upload false documents, or use the Website for any unlawful purpose, including money laundering.
Content and intellectual property
The Website's text, design, logo and pictures belong to Fine Vectors Private Limited or its licensors and may not be copied without permission. Project photographs may be illustrative.
Limitation of liability
To the extent allowed by law, Staker is not liable for indirect or consequential losses, or for losses arising from market conditions, delays or events beyond our reasonable control. Nothing in these terms limits rights you have under Indian consumer law.
Governing law and disputes
These terms are governed by the laws of India. Any dispute is subject to the exclusive jurisdiction of the courts at Bengaluru, Karnataka. Please contact us first — most concerns are resolved quickly.
Changes to these terms
We may update these terms. The date at the top shows the latest version; changes do not affect investments already confirmed, which follow the terms and project documents in force when they were made.
Contact us
Fine Vectors Private Limited (brand: Staker)
#52, Horamavu, Agara, Bengaluru – 560043, Karnataka, India
Email: amankannadiga@gmail.com
Phone: +91 79960 70500
Hours: Monday to Saturday, 10:00 AM – 7:00 PM IST